Replacing a roof can be a complicated process which is why many are curious about how to get insurance to pay for roof replacement in Fairfax VA.
The bottom line is that insurance coverage for a roof replacement typically relies on the type of roof that needs to be replaced, along with the level of damage done.
Making an Insurance Claim for a Roof Replacement
The first step will always be to make a claim to your insurance company after the damage to your roof has occurred.
You will need to provide extensive documentation including images of the roof before and after the damage.
You should also look over your policy to get a better understanding of additional requests from your insurer when making this type of claim.
Review Your Coverage
While looking at your policy information you should find an area that identifies when a roof is fully covered.
In most cases, a roof that is less than 10 years old should be completely covered.
After 10 years, you may have a smaller amount covered due to the depreciated value of your roof.
Roof Inspection After Damage
You can expect your insurance provider to send over an inspector to assess the damage and decide if your claim request was legitimate.
Be sure to arrange this meeting as soon as you can after the damage has occurred.
Roofing Contractor Estimates
Frequently, an insurance company may require a cost estimate from a roofing contractor for the work required to replace or fix the roof.
Always have your local licensed and insured roofing company provide these estimates in writing.
More on How to Get Insurance to Pay for Roof Replacement in Fairfax VA
If your roof has recently been damaged, you will need help from a trusted roofing company.
Call us today at RIBA Construction LLC to learn more about how we can help you during this time 703)721-4420.